Terms of Service.

1. Subscription & Access

By selecting a “Pro”, “Pro Plus”, or “Elite” tier, you agree to a recurring subscription billed automatically via Stripe, our payment processor. Subscription access is provisioned immediately upon successful payment confirmation. 1-Property portfolios may access the “Basic” tier at no cost. Subscriptions renew automatically at the end of each billing period unless cancelled. You may cancel at any time through your account settings; cancellation takes effect at the end of the current billing period with no partial refunds issued for unused time.

2. Financial Data & Alpha Logic

Our "Shadow Portfolio" simulation tracks performance against indices like the S&P 500 and L&G Tech Index. While we utilize professional market data sync engines, we are not responsible for inaccuracies in third-party data or user-inputted values. Past performance tracked via our engine is not indicative of future results.

3. Data Stewardship & Tenants

As the Landlord, you act as the Data Controller for any tenant data (Name, Email, Phone) or Director data uploaded to the platform. EasyBTL acts as a Data Processor, maintaining this data securely within your private organization silo using Row Level Security. You warrant that you have the legal right to process and store this information.

4. Compliance Accuracy

EasyBTL provides automated alerts for compliance certificates (EPC, Gas, EICR) and mortgage expiries. These are reminders only. The ultimate legal responsibility for meeting statutory housing requirements and mortgage obligations remains solely with the Property Owner.

5. Limitation of Liability

To the maximum extent permitted by UK law, EasyBTL shall not be liable for any financial losses, including those arising from “Dead Equity” signals, remortgage decisions, or tax calculations (including FRS 105 reports). EasyBTL expressly excludes all liability for any tax penalties, surcharges, interest, fines, or filing errors incurred by the Landlord as a result of relying on data, reports, or outputs generated by the platform.

By clicking 'Approve' or 'Lock' on any platform-generated accounts, the User provides an irrevocable legal instruction to EasyBTL and its partner accountants to submit those records to Companies House. EasyBTL is not responsible for penalties or fines resulting from inaccurate data provided by the User or for filing delays caused by Companies House system outages.

Data and reports for FRS 105 micro-entity accounting statements are based solely on user-inputted data and must be reviewed and verified by a qualified accountant before submission to HMRC. The information provided by this portal is for informational purposes only. Users should consult with qualified professionals for all tax, legal, and investment decisions.

6. Data Processing Addendum (UK GDPR Article 28)

• 6.1 Roles and ScopeThis Addendum applies to the processing of personal data related to Tenants and Directors (“User Data”) by EasyBTL on behalf of the Landlord. Both parties acknowledge that for the purposes of UK GDPR, the Landlord is the Data Controller and EasyBTL is the Data Processor.
• 6.4 Sub-processorsThe Landlord provides a general authorisation for EasyBTL to engage the following sub-processors: Clerk (authentication), Supabase (database), Resend (email), Stripe (payment processing), and Authorized Partner Accountancy Firms (for the provision of Pro Plus or Elite tier review and filing services).
• 6.6 Deletion or ReturnEasyBTL shall delete or return all User Data upon termination. EasyBTL may retain anonymized financial metadata strictly to preserve the mathematical integrity of historical "Real Estate Alpha" benchmarking.